Finance & Capital Executive

Value Creation
& Strategic Growth.

Finance and actuarial leader with over a decade of experience in the European insurance sector.

I oversee and strategically manage operating expenses exceeding €200 million, while leading high-performing teams across both business and financial control. My proven track record lies in driving cost transformation, optimizing capital management, and delivering the financial transparency needed to empower confident decision-making at the board level.

Portret van Gineke

Key Value Drivers

Click through the focus areas below to explore the core pillars of my strategic approach.

01

Cost Transformation

Successfully brought a cost base of over €200 million back on target by implementing structural and sustainable cost discipline.

02

Value Creation

Designed and implemented Activity-Based Costing (ABC) models, creating a significant improvement in cost visibility and strategic allocation.

03

Capital Management

Directed Solvency II and IFRS17 frameworks to deliver actionable scenarios, enabling forward-looking and resilient capital decision-making.

04

Leadership

Built, mentored, and led high-performing finance teams, fostering a culture of continuous improvement across business and financial control.

05

Stakeholder Impact

Acted as a trusted partner to the board, regulators, and senior management, combining sharp analytical insight with a people-first leadership approach.

Experience

Hover over a role to reveal key achievements and responsibilities.

Head of Business Control

Athora Netherlands

2024 — Present
  • Directly responsible for steering operating expenses exceeding €200 million across planning, forecasting, and reporting cycles.
  • Lead and mentor a dedicated team of finance professionals across business and financial control.
  • Spearheaded the implementation of an Activity-Based Costing model, resulting in a significant improvement in cost visibility and strategic allocation.
  • Successfully restored the operational cost base to within target levels by enforcing structural cost discipline.
  • Act as a strategic partner to senior leadership, driving performance through Quarterly Business Reviews.

Capital & Balance Sheet Management

Athora Netherlands

2021 — 2024
  • Directed capital and balance sheet management strategies in compliance with Solvency II and IFRS17 frameworks.
  • Provided executive stakeholders with critical scenarios, sensitivities, and capital insights to guide strategic decision-making.
  • Functioned as the primary interface aligning the finance, actuarial, and wider business departments.

Capital Management

Aegon Nederland

2018 — 2021
  • Successfully managed and executed ORSA and Solvency II forecasting cycles.
  • Developed and presented comprehensive capital scenarios and strategic insights to the executive board.

Senior Actuary / FRM

Delta Lloyd

2013 — 2018
  • Oversaw group-level reporting for Solvency II and IFRS, ensuring accuracy and regulatory compliance.
  • Provided key actuarial and financial support during crucial M&A activities and capital transactions.

Education

Post Master Financial & Actuarial Engineering

2011 — 2013

KU Leuven

Master Insurance

2014 — 2015

KU Leuven

MSc Economics

2009 — 2010

Vrije Universiteit Amsterdam

Core Skills

Technical proficiencies, strategic focus areas, and leadership capabilities.

Capital Management Cost Transformation Solvency II IFRS17 FP&A M&A Leadership Stakeholder Management Data Analysis Activity-Based Costing (ABC) Artificial Intelligence Risk Management Actuarial Science Financial Reporting Change Management Insurance Consulting Foundations ChatGPT Copilot Claude Google Gemini AI Agents R Microsoft Office